Collaborating competitors: The future of CUSOs

first_img 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The sixth cooperative principle is probably the best definition of a credit union service organization, specifically:“Cooperation among cooperatives: Cooperatives serve their members most effectively and strengthen the cooperative movement by working together through local, national, regional and international structures.”Early CUSO models, like CU Direct Lending and CO-OP Financial Services were extremely successful because it gave access to essential products/services at an affordable price. And I have to admit I have always been smitten with the shared branch CUSO model. In my opinion that should have been our “National Brand Campaign” about the credit union difference. We work together!Then many of us became competitors with field of membership changes that included community charters that of course overlapped. In fact, one of the arguments I have heard against joining the shared branch network is, “I don’t want to send my members to my competitors.” But what if we collaborated with our competitors? continue reading »last_img read more

8-year-old brings loaded gun to school to show off to classmates

first_imgThe Pasco County Sheriff’s Office is reporting that officials disarmed an 8-year-old who brought a loaded gun to school to show off to fellow students.The incident was reported at Hudson Elementary School earlier this week.According to the report, a security guard noticed a group of students gathered inside of a restroom while classes were in session and went to break up the group. One of the students stayed behind and told the guard that the group was gathered to see a gun that another student in the group brought in his bookbag.The 3rd grade student then identified the student and told the guard which bookbag to look for.That student who was identified was then removed from the classroom and brought into the principal’s office where it was discovered that the child in fact, was in possession of a loaded gun.The child has not been arrested nor have charges been placed at this time, however, authorities reported that they are still investigating the incident.last_img read more

Local teacher on the chopping block after threatening to kill someone in front of students

first_imgA Palm Beach County School’s teacher may lose his job after he reportedly threatened to kill someone in front of students. The incident was reported on April 23rd.According to the district, Raymond Berger a physical education teacher at Eagles Landing Middle School, reportedly told another teacher “I’m going to f*****g kill someone right now,” while both teachers were in front of students. Berger then continued saying “I would rip out Peccia’s eyes,”  which was also said in front of students.The school district says the comments made in front of the students are enough to fire Berger, however, they are going to leave it to a vote.The district will vote on the decision Wednesday during a meeting.last_img

Gov. DeSantis to Deliver State of the State as 2020 Session Opens Today

first_imgThe Florida legislative session officially begins today and Governor Ron DeSantis will deliver his State of the State address at 11 am. Watch it here on The Florida Channel.Some of the issues the governor may highlight in his speech and the legislature will address this year are:Teacher payGov. DeSantis allocates $900 million to recruit and retain classroom teachers in his budget blueprint, including raising the minimum starting salary to $47,500 teachers. He also wants to reform the teacher bonus programs.Mental HealthThe Marjory Douglas High School Public Safety Commission in October urged the state spend more funding on the mental health system, and also called for an overhaul of the system, saying better coordination was needed among law enforcement, educators and health care providers. Florida ranks near the bottom among states in per capita spending on mental health. The commission said the money only helps with short-term fixes, instead of long-term solutions.Affordable HousingWith many of Florida’s metro areas struggling to provide affordable housing, lawmakers are calling for more funding and protections for the trust funds that are supposed to be available for this issue. The issue is particularly acute in the Orlando area, rated among the worst for affordable housing in the country, and exacerbated by a low average wage.GunsThe number of bills to expand or rein in gun rights number in the dozens, and most of them fail to pass every year.Florida senators are looking at proposals to expand the red flag law imposed after the 2018 shooting at a high school in Parkland. The rule allows family members to request a relative’s guns be removed by law enforcement if a person is considered dangerous.E-VerifyOnce again, Gov. DeSantis is calling on the state legislature to impose E-Verify, a system that requires employers to check whether a prospective employee is eligible to work in the United States.last_img read more

Ross backstops Rebels to 2-0 win, series tied at 2-2

first_imgBy The Nelson Daily SportsThe Kootenay International Junior Hockey League Final is now down to a best-of-three series.Timely scoring and a 21-save performance from goalie Alex Ross powered the Castlegar Rebels to a 2-0 victory over the Osoyoos Coyotes in game four of the KIJHL Final Wednesday night at the Complex in the Sunflower City.Game five in the series is set for Friday in the Osoyoos Sun Bowl where the Desert Dogs have been almost unbeatable.The teams return to Castlegar for game six Saturday at 7:30 p.m.If necessary, game seven will be played Monday in Osoyoos.Second period goals by Kootenay Ice affiliate player Jesse Knowler, with his eighth of the playoffs, and Taylor Anderson, was all the scoring Castlegar would need. The Rebels out shot the Dogs 14-7 in the frame.But this night belonged to Ross who completely frustrated the Coyotes through 60 minutes.Castlegar out shot the Dogs in the game 28-21.last_img read more

West Indies should win World T20

first_imgIt might sound paradoxical, but in a strange way, Twenty20 cricket has emerged as destroyer and saviour of West Indies cricket.Destroyer in the sense that it has effectively captured the hearts and passion of an entire generation of regional players, who could not care less about playing traditional Test cricket, saviour in the sense that the very same heart and passion for Twenty20 cricket by the modern players have led to us producing some of the best Twenty20 players in the world, which has resulted in the West Indies now having one of, if not the best, Twenty20 teams in the world.It is absolutely refreshing to see the West Indies entering an international tournament as genuine contenders. I will go even further by stating that the West Indies should win the World T20. The 15-man squad heading to India is full of tried and proven matchwinners.I have counted at least 10 individuals in that squad who, on any given day, can single-handedly win a game against any opposition. I venture to say there are more potential and proven matchwinners in this West Indies squad than in any other squad, including India, playing at home, and the powerful Australians.CLICKING ON ALL CYLINDERSThe objective must be for the entire team to click on all cylinders and produce overall matchwinning performances game after game but, realistically, that is not going to happen. The more realistic ask is for at least one of our stars to put their hand up and produce one match-winning performance in every single game.It should be an understanding in that West Indies dressing room that at least one of Chris Gayle, Andre Russell, Dwayne Bravo, Darren Bravo, Darren Sammy, Lendl Simmons, Marlon Samuels, Samuel Badree, Jerome Taylor, Sunil Narine and Kierron Pollard, pending availability, be obligated, by professional responsibility, to produce at least one big performance per game.The eligibility of Narine will be the key. The psychological impact of having our mystery bowler in the team will be immeasurable, even if the adjustments to his bowling action affect his execution even at 60 or 70 per cent Narine will still be a real threat.Pollard has been out of cricket for a while, but he is such a physical specimen and natural athlete, a perfect fit for this explosive format of the game, his reintroduction could very well be seamless. Worst case scenario should these two are unavailable, there is the emerging Carlos Brathwaite and Johnson Charles, a member of the 2012 winning team, both waiting in the wings.I have said and written some mean things about West Indies cricket in recent times, all justified and fair, in a context where the Windies continue to embarrass the people of the region in the longer versions of the game. I am now a full convert from traditional Test and ODI cricket to T20, as far as the West Indies team in concerned.The importance of winning this particular title, at this point in time, is crucial for the West Indies cricket brand. The sooner we realise and admit that we are a hopeless and pathetic embarrassment in Test and ODIs, it should be clearer to all that winning the World T20 would mean so much more to the region and its people, as they yearn to stand tall and proud again. GO WINDIES!last_img read more

Plan to extend cycle lane from Letterkenny to Kilmacrennan moves step closer

first_imgOptions are being explored to extend a potential 20km (round-trip) cycle and walkway lane from Mountain Top, Letterkenny to Kilmacrennan, it was confirmed on Monday.The roads body overseeing the €19.3M Blue Banks project confirmed over the weekend it was reviewing options to extend the cycle and walkway lane.The current contractor has already been tasked with extending the cycle path from Coolboy to Illistrin but Transport Infrastructure Ireland confirmed the possibility of a further extended route is currently being examined. “Anyone who has travelled the new road from Kilmacrennan to Coolboy in the past couple of weeks will have seen the incredible result of this scheme delivered by Minister Joe McHugh,” said Eimer Friel, a Fine Gael council election candidate in the Milford Electoral Area on May 24th.“It was Joe who pulled together TII and Irish Water, knowing that the new supply from Lough Salt to Letterkenny – which benefits so many communities along the route – should be done at the same time as a new road.“Millions of euro were saved and the third benefit of this joined-up thinking was the cycle/walkway from Kilmacrennan to Coolboy. I am delighted to confirm that the current contractor has been tasked with extending this cycle path from Coolboy to Illistrin with options being examined to extend it to Mountain Top in Letterkenny.“I have no doubt that this will be an economic driver for Kilmacrennan with families and tourists taking advantage of this new 10km route. It also makes access to Termon and Glenveagh much easier for those wanting to undertake a longer cycling route.” Letterkenny Fine Gael candidate Bernie Moran says TII is moving ahead with the plans for the Illistrin to Mountain Top route.“The gradient on the route is an issue so the National Roads Office team in Donegal Town – who do incredible work for our county – are examining alternative ways of linking Illistrin and Mountain Top and routes are being examined at the moment,” said Moran.“I am delighted with this progress. Once completed, the route will be a 20km round-trip for cyclists and walkers to Kilmacrennan and back to Letterkenny – or the other way around. This is real progress being delivered by Fine Gael.”Friel praised contractors and sub-contractors for their work on removing the notorious Blue Banks bends and thanked local people and motorists for their patience.“There was a lot of disruption locally during construction of the new road but I think that has already been forgotten. The new route is simply stunning. Adding the cycle way extension is the cherry on the cake,” added Friel. Plan to extend cycle lane from Letterkenny to Kilmacrennan moves step closer was last modified: May 7th, 2019 by Shaun KeenanShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:kilmacrennanletterkennyMountain Toplast_img read more

Japanese airlines fight for Perth

first_imgLess than one week after Japan Airlines said it wanted to fly to Perth, All Nippon Airways President and chief executive Osamu Shinobe named Perth as the airline’s next Australian destination should its new Sydney service to start tomorrow be a success.“We want to fly to other destinations in Australia,” Mr Shinobe told Australian Business Traveller in Chicago at the Star Alliance conference. The airline launches daily flights from Tokyo to Sydney tomorrow using its Boeing 787s and the first flight will feature the airline’s signature Star Wars themed 787.Mr Shinobe said bookings are solid for the new Sydney service with a higher number of business travellers than ANA’s previous flights, which the airline axed in 1999. “Demand was more for leisure and also most passengers were Japanese,” Mr Shinobe said.However, Mr Shinobe says a “surge in economic activity between Australia and Japan” has tipped the scale in favour of Australian travellers as well as the more-profitable business class seats.On Monday The West Australian revealed that Japan Airlines Chairman Masaru Onishi indicated to Kyodo News that Perth was a “possible destination” for the airline next year.However sources in Japan told The West Australian that in fact planning is well advanced and had been accelerated after the Paris terrorist attacks which have negatively impacted the airline’s traffic into Europe.“The airline is looking to offer other safer travel markets,” said the source.Perth’s direct connection with Tokyo was severed in 2011 when Qantas withdrew its three times weekly service which used Boeing 767s in a code-share partnership with JAL.Japan bound travellers have been using Singapore Airlines and Cathay Pacific Airways both of which offer numerous destinations in Japan via Singapore or Hong Kong.Aside from the huge benefit of direct flights bringing in big spending Japanese tourists, both airlines offer WA travellers great connections to Europe and the US. For instance All Nippon Airways operates to San Jose in the heart of Silicon Valley and Seattle, headquarters of Microsoft and Amazon and gateway to the scenic northwest of the US.Japan Airlines connects with seven cities in the US and the Hawaiian island chain where it operates to five cities on four of the islands.last_img read more

Tough routine wins Capellan another gymnastics gold

first_imgGymnast captures Philippines’ 4th gold in SEA Games2.4K viewsSportsVentuno Web Player 4.51 LIST: Class, gov’t work suspensions during 30th SEA Games PH boxing team determined to deliver gold medals for PH PLAY LIST 05:25PH boxing team determined to deliver gold medals for PH03:07PH billiards team upbeat about gold medal chances in SEA Games02:49World-class track facilities installed at NCC for SEA Games00:50Trending Articles01:35Panelo suggests discounted SEA Games tickets for students03:04Filipino athletes share their expectations for 2019 SEA Games00:45Onyok Velasco see bright future for PH boxing in Olympics02:25PH women’s volleyball team motivated to deliver in front of hometown crowd01:27Filipino athletes get grand send-off ahead of SEA Games Reyland Capellan competes in the men’s floor exercise event of the gymnastics competition of the 29th Southeast Asian Games Tuesday at the MATRADE Exhibition and Convention Centre in Kuala Lumpur. Capelan scored 13.950 points to win the gold medal. CONTRIBUTED PHOTO/SEA GAMES POOLHe totaled 13.950 points, enough to beat host Malaysia’s Zul Bahrin Bin Mat Asri (13.750) and Thailand’s Tikumporn Surintornta (13.600). The Philippines’ other entry in the final, 18-year-old novice John Matthew Vergara, finished eighth.“I’m very proud of what I did, because I trained very hard, but before the competition I was very very nervous,” said Capellan who will still compete in vault on Wednesday.Already he is thinking of his training for the Tokyo Olympics in 2020. “We are forming a team for the Olympic training,” he said.His coach Aldrin Castaneda said Capellan and Vergara are being groomed to form that training team.ADVERTISEMENT MOST READ SEA Games in Calabarzon safe, secure – Solcom chief Catriona Gray spends Thanksgiving by preparing meals for people with illnesses SEA Games: Bata, dela Cruz bow out in English billiards KUALA LUMPUR — Reyland Capellan has been practicing the same routine every day for the past two years.And when it mattered the most, practice made perfect. His routine, highlighted by a lot of high-score power jumps, won him the 29th Southeast Asian Games men’s artistic gymnastics floor exercise gold medal Tuesday.ADVERTISEMENT Read Next UPLB exempted from SEA Games class suspension “I did a lot of power tumblings,” said Capellan of his multiple somersaults that thrilled the judges at Malaysia International Trade and Exhibition Center Hall 6.“I have that routine in my mind and I know exactly what to do,” said the 23-year-old Capellan, who retained the crown he won two years go in Singapore.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutReyland Capellan celebrates his gold medal win in Gymnastics in the 2017 SEA Games. CONTRIBUTED PHOTO/SEA GAMES POOLThe Masbate native said he was feeling nervous at the start of the competition, because “everybody is doing well, they are all good.”But Capellan, who competed in the World Championships in Glasgow in 2015, went for jumps that carried high levels of difficulty. View comments LATEST STORIES Brace for potentially devastating typhoon approaching PH – NDRRMC SEA Games: PH’s Alisson Perticheto tops ice skating short program Don’t miss out on the latest news and information. WATCH: Streetboys show off slick dance moves in Vhong Navarro’s wedding LOOK: Venues for 2019 SEA Gameslast_img read more

Alapag seeks quick turnaround as SMB-Alab eyes sweep of Wolf Warriors

first_imgLATEST STORIES ‘We are too hospitable,’ says Sotto amid SEA Games woes View comments Foton rips UVC; Sta. Lucia triumphs in PSL opener Don’t miss out on the latest news and information. Photo from ASEAN Basketball LeagueSan Miguel Alab Pilipinas seeks a season sweep of the Wolf Warriors on Sunday night when the Filipino club hosts the Chinese squad in Asean Basketball League Season 9 at Santa Rosa Multi-Purpose Sports Complex in Santa Rosa, Laguna.With 7-foot-3 center PJ Ramos returning from sick bay and delivering a triple-double, Alab walloped Wolf Warriors, 105-79, on Friday night at Doumen Gymnasium in Zhuhai, China, for their 14th win of the season.ADVERTISEMENT Oil plant explodes in Pampanga town ‘We are too hospitable,’ says Sotto amid SEA Games woes Renaldo Balkman had 19 points, seven rebounds and five assists, while Brandon Rosser chipped in 10 points for Alab.Sports Related Videospowered by AdSparcRead Next PH underwater hockey team aims to make waves in SEA Games PLAY LIST 02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krauss MOST READ Private companies step in to help SEA Games hosting US judge bars Trump’s health insurance rule for immigrants Oil plant explodes in Pampanga town “It’s a quick turnaround and we just have to make sure the team has enough legs for battle on Sunday after this road trip,” said Alab coach Jimmy Alapag, who went 1-1 in their latest road trip that included an 83-88 loss to Hong Kong Eastern.With Ramos back after missing the game against Hong Kong due to food poisoning, Alab outscored the Warriors, 69-40, in the middle quarters to take the fight away from the home team.FEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSUrgent reply from Philippine ‍football chiefSPORTSPalace wants Cayetano’s PHISGOC Foundation probed over corruption chargesIt was Alab’s third win in as many games against the Warriors, who remain as the league’s worst team with a 2-16 record.Ramos finished with 15 points, 14 rebounds and 11 assists as the Warriors couldn’t find an answer to his strong play on both ends of the floor. SEA Games hosting troubles anger Duterte Grace Poe files bill to protect govt teachers from malicious accusationslast_img read more